Why you should Get South Carolina Car Insurance Quotes
If you want to have all of your information in hand when you are shopping to get South Carolina car insurance quotes you will need to know how much coverage you will need to have in order to drive in that state. Every state requires you to have liability car insurance coverage in order to drive there. It is the law that you have car insurance in each state but the minimum coverage amounts are different in each state. You can always carry more insurance than is required but never less.
In South Carolina you must carry a minimum of $25,000 in bodily injury liability to cover the medical injuries and/or death expenses of one person per one accident. You must carry $50,000 to cover the bodily injuries and/or death expenses of all people who are involved in an accident. This $50,000 can be divided up between all people involved.
As for property damage liability you must have at least $25,000 to cover the damages to another person’s car and/or property that was damaged due to an accident that you caused. This means it would include damages to the other person’s vehicle including a building, fence, utility pole, or any other property that was damaged as a result of an accident that was caused by you.
You are also required to carry uninsured and underinsured motorist coverage for bodily injury and property damages. Uninsured motorist coverage is to cover the bodily injury charges that you may incur if you are hit by a driver who was at fault and does not have insurance. It would also cover bodily injuries or property damage if you are hit by someone who does not have enough car insurance to pay for the damages. It will not cover damages if you are at fault, only if the person who is at fault has no insurance or if you are the victim of a hit-and-run driver.
If you are unable to provide valid proof of insurance if you are stopped by a law enforcement officer you may be subject to a fine plus your driver’s license and registration may be suspended for a period of time and your car may be impounded.
You should never let your car insurance to lapse or you will either end up paying more for it in the long run or you may not be able to find a place that will insure you at all. Which is all the more reason visit a company like this to get South Carolina car insurance quotes today.